{"id":3362,"date":"2025-03-19T16:45:15","date_gmt":"2025-03-19T16:45:15","guid":{"rendered":"https:\/\/kedamegebeya.info\/?p=3362"},"modified":"2025-03-19T16:45:40","modified_gmt":"2025-03-19T16:45:40","slug":"%e1%8b%a8%e1%8c%a1%e1%88%a8%e1%89%b3-%e1%8a%a5%e1%89%85%e1%8b%b5-%e1%8b%ab%e1%88%b5%e1%8d%88%e1%88%8d%e1%8c%8b%e1%88%8d","status":"publish","type":"post","link":"https:\/\/kedamegebeya.info\/?p=3362","title":{"rendered":"\u12e8\u1321\u1228\u1273 \u12a5\u1245\u12f5 \u12eb\u1235\u1348\u120d\u130b\u120d?"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"562\" height=\"281\" src=\"https:\/\/kedamegebeya.info\/wp-content\/uploads\/2025\/03\/image-1.png\" alt=\"\" class=\"wp-image-3363\" style=\"width:515px;height:auto\" srcset=\"https:\/\/kedamegebeya.info\/wp-content\/uploads\/2025\/03\/image-1.png 562w, https:\/\/kedamegebeya.info\/wp-content\/uploads\/2025\/03\/image-1-300x150.png 300w, https:\/\/kedamegebeya.info\/wp-content\/uploads\/2025\/03\/image-1-18x9.png 18w\" sizes=\"(max-width: 562px) 100vw, 562px\" \/><\/figure>\n\n\n\n<p><strong>\u12e8\u1309\u12f3\u12e9 \u12a0\u1233\u1233\u1262\u1290\u1275<\/strong><\/p>\n\n\n\n<p>\u12d5\u12f5\u121c \u12ed\u1235\u1320\u1295 \u12a5\u1295\u1305 \u12a860\u12ce\u1279 \u1260\u128b\u120b \u12e8\u121a\u1296\u1228\u1295 \u12d8\u1218\u1295 \u1260\u1236\u1235\u1275 \u12ed\u12a8\u1348\u120b\u120d\u1362 \u12e8\u1218\u1300\u1218\u122a\u12eb\u12ce\u1279 \u12a0\u1235\u122d \u12d3\u1218\u1273\u1275 \u12a8\u1235\u122b \u12d3\u1208\u121d \u1260\u1218\u1230\u1293\u1260\u1275 \u12d5\u1228\u134d\u1275 \u12e8\u121d\u1293\u12f0\u122d\u130d\u1260\u1275 \u1232\u1206\u1295 \u1264\u1270\u1230\u1265 \u130b\u122d \u1208\u121b\u1228\u134d \u12c8\u12f0\u1203\u1308\u122d \u1264\u1275 \u1218\u1204\u12f5\u1295 \u1328\u121d\u122e \u12e8\u1270\u1208\u12eb\u12e9 \u1235\u1274\u1276\u127d\u1295 \u12a5\u1293 \u1203\u1308\u122b\u1275\u1295 \u1208\u1218\u130e\u1265\u1298\u1275 \u1260\u1242 \u130a\u12dc \u12ed\u1296\u1228\u1293\u120d\u1362 \u12d5\u12f5\u121c \u120d\u12ad \u12e8\u1270\u1246\u1320\u1260\u12cd \u1308\u1295\u12d8\u1265\u121d \u1208\u12da\u1201 \u12e8\u121a\u12cd\u120d \u1290\u12cd\u1362 \u12a5\u1295\u12f0\u1201\u1294\u1273\u12cd\u121d \u1264\u1275 \u1208\u121b\u12f0\u1235\u1293 \u12e8\u1264\u1275 \u12d5\u1243 \u1208\u1218\u1240\u12e8\u122d \u1308\u1295\u12d8\u1261\u121d \u1206\u1290 \u130a\u12dc\u12cd \u12ed\u1296\u1228\u1293\u120d\u1362<\/p>\n\n\n\n<p>\u1260\u12d5\u12f5\u121c\u12eb\u127d\u1295 \u1230\u1263\u12ce\u1279\u1295 \u1235\u1295\u123b\u1308\u122d \u130d\u1295 \u12a0\u1295\u12f3\u1295\u12f5 \u12e8\u1324\u1293 \u12a5\u12ad\u120d \u1218\u1273\u12e8\u1275 \u12ed\u1300\u121d\u122b\u120d\u1362 \u1235\u12b3\u122d\u1364 \u12f0\u121d \u130d\u134a\u1275\u1364 \u12a9\u120b\u120a\u1275 \u1205\u1218\u121d \u12c8\u12d8\u1270 \u1260\u12da\u1205 \u12c8\u1245\u1275 \u12e8\u121a\u1320\u1260\u1241 \u1293\u1278\u12cd\u1362 \u12e8\u1270\u1320\u122b\u1240\u1218\u12cd \u1308\u1295\u12d8\u1265 \u1218\u1233\u1233\u1275 \u1235\u1208\u121a\u1300\u121d\u122d \u1309\u12f3\u12e9 \u121b\u1233\u1233\u1261 \u12a0\u12ed\u1240\u122d\u121d\u1362 \u1260\u12a5\u122d\u130d\u1325 \u12a5\u1295\u12f0 \u121c\u12f2\u12ac\u122d \u12a0\u12ed\u1290\u1275 \u1355\u122e\u130d\u122b\u121e\u127d \u1262\u1296\u1229\u121d \u1201\u1209\u1295\u121d \u12e8\u1205\u12ad\u121d\u1293 \u12c8\u132d \u1235\u120b\u121b\u12ed\u1238\u134d\u1291 \u12c8\u132d\u12cd \u12e8\u121a\u12eb\u1235\u132d\u1295\u1245 \u12ed\u1206\u1293\u120d\u1362<\/p>\n\n\n\n<p>\u1236\u1235\u1270\u129b\u12cd \u12e8\u123d\u121d\u130d\u120d\u1293 \u12d8\u1218\u1295 \u1260\u12d5\u12f5\u121c\u12eb\u127d\u1295 \u1230\u121b\u1292\u12eb\u12ce\u1279 \u120b\u12ed \u12e8\u121a\u1273\u12ed \u1290\u12cd\u1362 \u1260\u12a0\u1265\u12db\u129b\u12cd \u12e8\u1324\u1293 \u127d\u130d\u122d \u12e8\u121a\u1273\u12ed\u1260\u1275 \u1260\u1218\u1206\u1291 \u12e8\u1264\u1270\u1230\u1265 \u12a0\u1263\u120b\u1275 \u12f5\u130b\u134d \u12ab\u120d\u1270\u1328\u1218\u1228\u1260\u1275 \u1260\u1240\u122d \u1265\u127b\u12cd\u1295 \u1208\u121a\u1296\u122d \u1230\u12cd \u1291\u122e \u1260\u1323\u121d \u12a8\u1263\u12f5 \u12ed\u1206\u1293\u120d\u1362<\/p>\n\n\n\n<p>\u12a5\u122d\u1235\u12ce\u1235 \u1208\u1321\u1228\u1273 \u130a\u12dc\u12ce\u1275 \u12a5\u12e8\u1270\u12d8\u130b\u1301 \u1290\u12cd? \u1208\u1295\u133d\u133d\u122d \u12eb\u1205\u120d \u12d5\u12f5\u121c\u12eb\u1278\u12cd \u12a840-50 \u12e8\u1206\u1291 \u12a0\u121c\u122a\u12ab\u12cd\u12eb\u1295 \u1260\u12a0\u121b\u12ab\u12ed $250,000.00 \u1208\u1321\u1228\u1273 \u130c\u12dc \u12a5\u12e8\u1246\u1320\u1261 \u1290\u12cd\u1362 \u12d5\u12f5\u121c\u12eb\u1278\u12cd \u12a850-60 \u12e8\u1206\u1291\u1275 \u12f0\u130d\u121e \u1260\u12a0\u121b\u12ab\u12ed $500,000.00 \u12a0\u12d8\u130b\u1305\u1270\u12cd \u12e8\u12d5\u1228\u134d\u1275 \u130a\u12dc\u12eb\u1278\u12cd\u1295 \u1260\u1309\u1309\u1275 \u12a5\u12e8\u1320\u1260\u1241 \u1290\u12cd\u1362 \u1260\u1270\u1243\u122b\u1292\u12cd \u1260\u1242 \u12dd\u130d\u1305\u1275 \u12ab\u120b\u12f0\u1228\u1309\u1275 \u12c9\u1235\u1325 \u12a5\u1235\u12a8 3% \u12eb\u1205\u1209 \u1321\u1228\u1273 \u12a8\u12c8\u1321 \u1260\u128b\u120d \u1270\u1218\u120d\u1230\u12cd \u1235\u122b \u1208\u1218\u1240\u1320\u122d \u1270\u1308\u12f0\u12cb\u120d\u1362 \u12a5\u122d\u1235\u12ce\u1235 \u12e8\u1275\u129b\u12cd \u121d\u12f5\u1265 \u12c9\u1235\u1325 \u1290\u12c8\u1275?<\/p>\n\n\n\n<p><strong>\u1218\u134d\u1275\u1204\u12cd<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><img decoding=\"async\" width=\"180\" height=\"150\" src=\"blob:https:\/\/kedamegebeya.info\/22b0d125-b3c1-43bb-9aff-51274aaffcf5\"><\/td><td>\u1260\u123d\u121d\u130d\u120d\u1293 \u130a\u12dc \u12e8\u121a\u12a8\u1230\u1275\u1295 \u127d\u130d\u122d \u1260\u134b\u12ed\u1293\u1295\u1235 \u1228\u1308\u12f5 \u1208\u1218\u1245\u1228\u134d \u12e8\u1321\u1228\u1273 \u130a\u12dc \u12d5\u1245\u12f5 \u1260\u121b\u12cd\u1323\u1275 \u12a8\u12a0\u1201\u1291 \u1218\u12d8\u130b\u1300\u1275 \u12eb\u1235\u1348\u120d\u130b\u120d\u1362 \u1260\u130d\u120d \u1218\u1235\u122a\u12eb \u1264\u1275 401K \u1364 \u1208\u1275\u122d\u134d \u1263\u120d\u1270\u124b\u124b\u1219\u1293 \u1260\u1275\u121d\u1205\u122d\u1275 \u1264\u1276\u127d 403B \u12e8\u1270\u1208\u1218\u12f1 \u12e8\u1321\u1228\u1273 \u12d5\u1245\u12f6\u127d \u1293\u1278\u12cd\u1362 \u1262\u12eb\u1295\u1235 \u12e8\u129b\u1295 \u12c8\u122d\u1203\u12ca \u1218\u12cb\u132e \u12c8\u12f0 10% \u12a8\u134d \u1260\u121b\u12f5\u1228\u130d \u1208\u121b\u12ed\u1240\u1228\u12cd \u12e8\u123d\u121d\u130d\u120d\u1293 \u12d8\u1218\u1295 \u1260\u1242 \u1235\u1295\u1245 \u121b\u1235\u1240\u1218\u1325 \u12ed\u1260\u1303\u120d\u1362<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u12a8\u1201\u1209\u121d \u1260\u120b\u12ed \u130d\u1295 \u12a5\u129b \u1265\u1293\u1228\u1305\u121d \u12e8\u1308\u1262 \u121d\u1295\u132b\u127d\u1295 \u12e8\u121b\u12ed\u12f0\u122d\u1245\u1260\u1275\u1295 \u1218\u1295\u1308\u12f5 \u1218\u12d8\u12e8\u12f5 \u12eb\u1235\u1348\u120d\u130b\u120d\u1362 \u12ed\u1205\u121d \u12a8Active Income&nbsp; \u12c8\u12f0 Passive Income \u123d\u130d\u130d\u122d\u1295 \u12eb\u1218\u1323\u120d\u1362 \u1260\u1218\u1206\u1291\u121d \u1260\u1264\u1275 \u12a2\u1295\u1268\u1235\u1275\u1218\u1295\u1275 \u1218\u1230\u121b\u122b\u1275\u1364 \u1235\u1276\u12ad \u1308\u1260\u12eb \u120b\u12ed \u1218\u12cb\u12d5\u1208\u1295\u12cb\u12ed \u1260\u121b\u134d\u1230\u1235\u1364 \u12a5\u1295\u12f0 Indexed Universal Life (IUL)&nbsp; \u12eb\u1209 \u12e8\u1215\u12ed\u12ce\u1275 \u1218\u12f5\u1295 \u1260\u1218\u130d\u12db\u1275 \u1208\u1321\u1228\u1273 \u130a\u12dc \u12e8\u121a\u1260\u1243 \u1260\u1242 \u1308\u1295\u12d8\u1265 \u121b\u1235\u1240\u1218\u1325 \u12ed\u127b\u120b\u120d\u1362<\/p>\n\n\n\n<p><em>\u12cd\u12f5 \u12a0\u1295\u1263\u1265\u12eb\u1295\u1364 \u1230\u1208\u130d\u120d \u12e8\u1321\u1228\u1273 \u12d5\u1245\u12f5\u12ce \u12dd\u122d\u12dd\u122d \u1218\u1228\u1303\u1293 \u12f5\u130b\u134d \u12a8\u1348\u1208\u1309 \u12e8\u12da\u1205\u1295 \u133d\u1201\u134d \u12a0\u1245\u122b\u1262 \u1260\u1245\u12f3\u121c \u1308\u1260\u12eb \u12dd\u130d\u1305\u1275 \u1235\u120d\u12ad \u1260\u12a9\u120d \u120a\u12eb\u1308\u1299\u1275 \u12ed\u127d\u120b\u1209\u1362<\/em><em><\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u12e8\u1309\u12f3\u12e9 \u12a0\u1233\u1233\u1262\u1290\u1275 \u12d5\u12f5\u121c \u12ed\u1235\u1320\u1295 \u12a5\u1295\u1305 \u12a860\u12ce\u1279 \u1260\u128b\u120b \u12e8\u121a\u1296\u1228\u1295 \u12d8\u1218\u1295 \u1260\u1236\u1235\u1275 \u12ed\u12a8\u1348\u120b\u120d\u1362 \u12e8\u1218\u1300\u1218\u122a\u12eb\u12ce\u1279 \u12a0\u1235\u122d \u12d3\u1218\u1273\u1275 \u12a8\u1235\u122b \u12d3\u1208\u121d \u1260\u1218\u1230\u1293\u1260\u1275 \u12d5\u1228\u134d\u1275 \u12e8\u121d\u1293\u12f0\u122d\u130d\u1260\u1275 \u1232\u1206\u1295 \u1264\u1270\u1230\u1265 \u130b\u122d \u1208\u121b\u1228\u134d \u12c8\u12f0\u1203\u1308\u122d \u1264\u1275 \u1218\u1204\u12f5\u1295 \u1328\u121d\u122e \u12e8\u1270\u1208\u12eb\u12e9 \u1235\u1274\u1276\u127d\u1295 \u12a5\u1293 \u1203\u1308\u122b\u1275\u1295 \u1208\u1218\u130e\u1265\u1298\u1275 \u1260\u1242 \u130a\u12dc \u12ed\u1296\u1228\u1293\u120d\u1362 \u12d5\u12f5\u121c \u120d\u12ad \u12e8\u1270\u1246\u1320\u1260\u12cd \u1308\u1295\u12d8\u1265\u121d \u1208\u12da\u1201 \u12e8\u121a\u12cd\u120d \u1290\u12cd\u1362 \u12a5\u1295\u12f0\u1201\u1294\u1273\u12cd\u121d \u1264\u1275 \u1208\u121b\u12f0\u1235\u1293 \u12e8\u1264\u1275 \u12d5\u1243 \u1208\u1218\u1240\u12e8\u122d \u1308\u1295\u12d8\u1261\u121d \u1206\u1290 \u130a\u12dc\u12cd \u12ed\u1296\u1228\u1293\u120d\u1362 \u1260\u12d5\u12f5\u121c\u12eb\u127d\u1295 \u1230\u1263\u12ce\u1279\u1295 \u1235\u1295\u123b\u1308\u122d 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